DEPOSIT RATES

Effective: August 1, 2023

Check out NSB’s 11 MONTH CD SPECIAL!

VARIABLE RATE CHECKING ACCOUNTS

PERSONAL CHECKING ACCOUNTS

PRODUCTMINIMUM
DEPOSIT
to open account
MINIMUM
DAILY
BALANCE
required to earn APY
INTEREST
RATE
ANNUAL
PERCENTAGE
YIELD (APY)
NOW
CHECKING
$750.00$750.000.15%0.15%
GOLDEN
CLUB
$100.00$750.000.25%0.25%
MONEY
MARKET
$1,000.00$0-$999.99
$1,000.00-$24,999.99
$25,000.00-$99,999.99
$100,000.00-$249,999.99
$250,000.00 AND OVER 
-0-
0.35%
0.50%
0.70%
1.00%
-0-
0.35%
0.50%
0.70%
1.00%

BUSINESS CHECK ACCOUNTS

PRODUCTMINIMUM
DEPOSIT
to open account
MINIMUM
DAILY
BALANCE
required to earn APY
INTEREST
RATE
ANNUAL
PERCENTAGE
YIELD (APY)
MONEY
MARKET
$1,000.00$0-$999.99
$1,000.00-$24,999.99
$25,000.00-$99,999.99
$100,000.00-$249,999.99
$250,000.00 AND OVER 
-0-
0.35%
0.50%
0.70%
1.00%
-0-
0.35%
0.50%
0.70%
1.00%
***For variable rate accounts, the rate may change after the account is opened, fees could reduce the earnings on the account.

VARIABLE RATE SAVINGS ACCOUNTS

PRODUCTMINIMUM
DEPOSIT
to open account
MINIMUM
DAILY
BALANCE
required to earn APY
INTEREST
RATE
ANNUAL
PERCENTAGE
YIELD (APY)
PASSBOOK
SAVINGS
$100.00$100.000.20%0.20%
CHRISTMAS
CLUB
$5.00$0.000.15%0.15%

CERTIFICATE OF DEPOSIT

PRODUCTMINIMUM
DEPOSIT
to open account
MINIMUM
DAILY
BALANCE
required to earn APY
INTEREST
RATE
ANNUAL
PERCENTAGE
YIELD (APY)
91 DAY
CERTIFICATE
$5,000.00$5,000.000.40%0.40%
91 DAY
CERTIFICATE
(JUMBO)
$95,000.00$95,000.000.45%0.45%
182 DAY
CERTIFICATE
$2,500.00$2,500.000.50%0.50%
182 DAY
CERTIFICATE
(JUMBO)
$95,000.00$95,000.000.55%0.55%
11 MONTH
CERTIFICATE
SPECIAL!!!!!
$1,000.00$1,000.004.25%4.32%
12 MONTH
CERTIFICATE
$1,000.00$1,000.000.60%0.60%
12 MONTH
CERTIFICATE
(JUMBO)
$95,000.00$95,000.000.65%0.65%
18 MONTH
CERTIFICATE
$1,000.00$1,000.000.70%0.70%
30 MONTH
CERTIFICATE
$1,000.00$1,000.001.00%1.00%
36 MONTH
CERTIFICATE
$1,000.00$1,000.001.15%1.16%
60 MONTH
CERTIFICATE
$1,000.00$1,000.002.00%2.00%
IRA
CERTIFICATE
$200.00$200.000.70%0.70%
***Substantial penalty for early withdrawal.
***Monthly interest checks are available for CDs of $25,000 AND OVER.
***Monthly compounding is available for CDs OF $95,000 AND OVER.