209 East Lebanon Street, Nashville, Illinois 62263 
618/327-3316
DEPOSIT RATES
Effective: August 1, 2023
Check out NSB’s 11 MONTH CD SPECIAL!
VARIABLE RATE CHECKING ACCOUNTS
PERSONAL CHECKING ACCOUNTS
| PRODUCT | MINIMUM DEPOSIT to open account | MINIMUM DAILY BALANCE required to earn APY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|---|
| NOW CHECKING | $750.00 | $750.00 | 0.15% | 0.15% |
| GOLDEN CLUB | $100.00 | $750.00 | 0.25% | 0.25% |
| MONEY MARKET | $1,000.00 | $0-$999.99 $1,000.00-$24,999.99 $25,000.00-$99,999.99 $100,000.00-$249,999.99 $250,000.00 AND OVER | -0- 0.35% 0.50% 0.70% 1.00% | -0- 0.35% 0.50% 0.70% 1.00% |
BUSINESS CHECK ACCOUNTS
| PRODUCT | MINIMUM DEPOSIT to open account | MINIMUM DAILY BALANCE required to earn APY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|---|
| MONEY MARKET | $1,000.00 | $0-$999.99 $1,000.00-$24,999.99 $25,000.00-$99,999.99 $100,000.00-$249,999.99 $250,000.00 AND OVER | -0- 0.35% 0.50% 0.70% 1.00% | -0- 0.35% 0.50% 0.70% 1.00% |
VARIABLE RATE SAVINGS ACCOUNTS
| PRODUCT | MINIMUM DEPOSIT to open account | MINIMUM DAILY BALANCE required to earn APY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|---|
| PASSBOOK SAVINGS | $100.00 | $100.00 | 0.20% | 0.20% |
| CHRISTMAS CLUB | $5.00 | $0.00 | 0.15% | 0.15% |
CERTIFICATE OF DEPOSIT
| PRODUCT | MINIMUM DEPOSIT to open account | MINIMUM DAILY BALANCE required to earn APY | INTEREST RATE | ANNUAL PERCENTAGE YIELD (APY) |
|---|---|---|---|---|
| 91 DAY CERTIFICATE | $5,000.00 | $5,000.00 | 0.40% | 0.40% |
| 91 DAY CERTIFICATE (JUMBO) | $95,000.00 | $95,000.00 | 0.45% | 0.45% |
| 182 DAY CERTIFICATE | $2,500.00 | $2,500.00 | 0.50% | 0.50% |
| 182 DAY CERTIFICATE (JUMBO) | $95,000.00 | $95,000.00 | 0.55% | 0.55% |
| 11 MONTH CERTIFICATE SPECIAL!!!!! | $1,000.00 | $1,000.00 | 4.25% | 4.32% |
| 12 MONTH CERTIFICATE | $1,000.00 | $1,000.00 | 0.60% | 0.60% |
| 12 MONTH CERTIFICATE (JUMBO) | $95,000.00 | $95,000.00 | 0.65% | 0.65% |
| 18 MONTH CERTIFICATE | $1,000.00 | $1,000.00 | 0.70% | 0.70% |
| 30 MONTH CERTIFICATE | $1,000.00 | $1,000.00 | 1.00% | 1.00% |
| 36 MONTH CERTIFICATE | $1,000.00 | $1,000.00 | 1.15% | 1.16% |
| 60 MONTH CERTIFICATE | $1,000.00 | $1,000.00 | 2.00% | 2.00% |
| IRA CERTIFICATE | $200.00 | $200.00 | 0.70% | 0.70% |
| ***Substantial penalty for early withdrawal. ***Monthly interest checks are available for CDs of $25,000 AND OVER. ***Monthly compounding is available for CDs OF $95,000 AND OVER. |